Compliance Officer I-Lending Data Collection Prog

Serves as a compliance subject matter expert in regulatory collection and reporting of lending data in order to build, maintain, and manage regulatory lending data collection and reporting program(s).

Essential Job Functions

1. Serves as a compliance subject matter expert and ensures Bank compliance with current laws and regulations impacting regulatory data collection and reporting.

2. Leverages knowledge and experience of current regulations and practices regarding collection and reporting of lending data in order to implement program(s) and initiate changes to existing program(s) related to new or changing reporting requirements.

3. Performs quality control testing activities to ensure accuracy and integrity of regulatory lending data.

4. Responds to business unit inquiries regarding the proper application of compliance related rules, regulations and requirements.

5. Performs quality control testing activities to ensure accuracy and integrity of regulatory lending data.

6. Maintains and demonstrates current knowledge of applicable state and federal laws and regulations including, but not limited to, privacy, website compliance, mortgage lending, consumer lending, collections, and mortgage servicing.

7. Collaborates with the Compliance team and other Bank departments on program-wide compliance initiatives.

8. Develops productive relationships with business unit staff and leadership to enable complete and accurate understanding of the operating environment, as well as provide guidance and effective challenge, where necessary, to achieve regulatory compliance objectives.

9. Partners with business unit staff and leadership, specifically those in technology and systems development, for Bank-wide projects and regulatory change implementation.

10. Develops subject matter expertise in one or more Bank processes and/or systems to understand and form opinions regarding the effectiveness of the control environment in complying with various statutes and recommendations that apply to Bank activities.

11. May lead and supervise other related positions.

12. Performs duties assigned by Compliance Program Leadership.

13. Regularly exercises discretion and judgment in the performance of essential job functions.

14. Maintains good punctuality and attendance to work.

15. Follows Bank policy, procedures, and guidelines.

Knowledge, Skills & Abilities

1. Knowledge of banking regulations related to consumer protection and disclosure.

2. Ability to demonstrate effective organization, critical thinking, and problem-solving skills.

3. Ability to demonstrate effective research and analytical skills.

4. Ability to demonstrate initiative to accomplish work objectives.

5. Ability to manage multiple tasks with exacting deadlines in a fast-paced environment.

6. Ability to work without close supervision.

7. Ability to communicate effectively both verbally and in writing.

8. Ability to read, analyze, and interpret government regulations, trade journals, and legal documents.

9. Ability to work effectively in a team environment.

10. Ability to lead and manage others.

11. Ability to demonstrate effective use of specialized software.

12. Ability to participate in continuing education to maintain and/or enhance job performance.

13. Ability to travel on company business.

14. Ability to work all hours as required.

15. Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint.

Basic Qualifications

1. Bachelor’s degree or commensurate work experience required.

2. Minimum of two (2) years of work experience in the field of bank compliance or bank compliance audit or examination, including experience related to compliance with two or more of the following regulations: Home Mortgage Disclosure Act (Regulation C); Equal Credit Opportunity Act (Regulation B); Community Reinvestment Act; Truth in Lending Act (Regulation Z).